total cost of ownership • EV vs hybrid vs gas • car cost calculator
EV vs Hybrid vs Gas Car Cost Calculator
Compare electric, hybrid, and gas car ownership costs over time in one simple simulation.
This total cost of ownership calculator includes fuel, charging, maintenance, insurance, taxes,
depreciation, resale value, incentives, and EV policy assumptions. It is an educational car cost comparison tool,
not a vehicle quote or precise finance calculator. Defaults are illustrative only.
step 1 — set ownership period, distance, energy prices, and purchase premiums
step 2 — compare EV, hybrid, and gas total ownership cost over time
gas / combustion car
hybrid car
electric vehicle
break-even year
what it shows
How EV, hybrid, and gas car costs change across a selected ownership period.
Why the cheapest car to buy is not always the cheapest car to own.
How fuel, charging, maintenance, insurance, taxes, depreciation, resale value, and incentives shape the result.
main view
selected winner:EV after 10 years under current assumptions
comparison:gas / combustion car vs hybrid vs electric vehicle
time horizon:short-term, mid-term, and long-term ownership cost logic
scenario controls:currency, distance unit, energy prices, premiums, incentives, taxes, and battery risk
scenario assumptions
ownership:10 years and 15,000 km per year
energy prices:EUR 1.80/l fuel, EUR 0.20/kWh home electricity, EUR 0.45/kWh public charging
charging:80% home charging share and EUR 1,000 home charger cost
purchase prices:EUR 30,000 gas base price, EUR 3,000 hybrid premium, EUR 8,000 EV premium
live outputs
break-even:year 4, when EV becomes cheaper than the gas car within 12 years
EV cost per distance:EUR 37 / 100 km average over 10 years
biggest driver:depreciation, the largest component for the selected-year winner
EV sensitivity:moderate, because charging mix, mileage, and resale assumptions can still change the ranking
10-year snapshot
gas:EUR 66,464 total, EUR 44 / 100 km
hybrid:EUR 60,962 total, EUR 41 / 100 km
EV:EUR 55,237 total, EUR 37 / 100 km
lowest:EV is lowest in this 10-year snapshot
cost breakdown
gas:upfront EUR 30,520; energy EUR 18,900; maintenance EUR 15,104; insurance/taxes EUR 9,500; resale credit -EUR 7,560
hybrid:upfront EUR 33,460; energy EUR 13,500; maintenance EUR 13,878; insurance/taxes EUR 9,100; resale credit -EUR 8,976
EV:upfront EUR 39,320; energy EUR 6,750; maintenance EUR 9,183; insurance/taxes EUR 8,800; resale credit -EUR 8,816
EV cost calculator
hybrid car cost calculator
gas car cost comparison
total cost of ownership
EV vs hybrid vs gas
car ownership cost
fuel vs charging cost
maintenance cost comparison
depreciation and resale value
educational finance calculator
This simulation makes one thing visible fast:
purchase price is only one part of car ownership cost. In the selected 10-year scenario,
the EV starts more expensive but becomes cheaper because lower charging and maintenance costs offset the
purchase premium. Mostly home charging strengthens the EV case.
